Mortgage Rates at 3.56%* - Refinance Now!

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* The advertised loan is a 5/1 ARM (Adjustable Rate Mortgage) with a 30-year fully amortizing term. The Annual Percentage Rate (APR) is 3.56%. After the initial period, the variable interest rate and payment will adjust every year and equal the total of the 12-month LIBOR index (.98% as of January 4, 2010) plus a margin of 2.25%. The maximum periodic change in the interest rate is 2% with a maximum rate increase of 6% above the initial interest rate.

** The payment on a 30-year $200,000, $225,000, $250,000 and $400,000 5-year Adjustable-Rate Loan Payment will be $926, $1042, $1,158 and $1,824. The payment does not include taxes and insurance. The Annual Percentage Rate (APR) is 3.56%. There is no prepayment penalty. The Annual Percentage Rate (APR) is variable and is subject to increase or decrease, so your payments may increase or decrease each year.